We distribute the personally identifiable information only to third-parties when necessary to conduct securities, investment advisory, financial planning business, or otherwise service the account. We do not publicly post or otherwise distribute personally identifiable information. We may disclose all of the information we collect about our present or former customers when we believe it necessary for the conduct of our business, or where disclosure is required or permitted by law. Information may be disclosed for audit or research purposes, to attorneys or others professionals, or to law enforcement and regulatory agencies to help, among other things, prevent fraud or money laundering. Employees acting on our behalf are required to protect the confidentiality of information and to comply with our established policies. They may access information only when there is an appropriate reason to do so, such as to administer or offer our products or services. We also maintain physical, electronic and procedural safeguards to protect information.